This blog serves as a comprehensive guide to the BRRRR (Buy, Rehab, Rent, Refinance, Repeat) method of real estate investment. It provides detailed strategies on acquiring undervalued properties, optimizing renovations, and leveraging rental income for refinancing. The author emphasizes the method's potential for building wealth through continuous property turnover and reinvestment, offering practical tips for both novice and experienced investors.
Introduction
Are you seeking for a strategy that will optimize profits, make the best use of available resources, and seize chances for rapid expansion in the real estate sector? The pursuit of financial independence by investors often leads them in different directions when it comes to real estate investing. Among these, the BRRRR method is a prime illustration of a disciplined strategy that empowers individuals to capitalize on real estate’s capacity to produce substantial wealth and passive income.
This blog is aimed for those looking to increase their wealth in real estate investments quickly and methodically. This strategy appeals to the investors at all stages because it is in line with the maximization of returns and the seizing of opportunities. The reader will examine a proforma-based model based on the BRRRR method and delve into the benefits and drawbacks of the method in this article.
Background
The BRRRR Method means “Buy, Rehab, Rent, Refinance, Repeat” and outlines a plan and framework investors use to gradually increase their passive income1. The BRRRR method gained prominence among investors seeking to build a sustainable portfolio with minimal initial investment. By recycling capital through each phase of the cycle, investors can effectively leverage their resources to acquire multiple properties, enhance their value, generate consistent income, and reinvest the extracted equity into further acquisitions. Let’s examine a couple of the data points. The percentage of people who own a home today is 66%, which is lower than in previous years. The percentage of first-time homebuyers fell from 45% in 1990 to 41.6% in 2021.
Additionally, the percentage of first-time homebuyers fell to just 26% in 2022—the lowest amount since data collection by the National Association of Realtors began in 19082. To put it simply, a sizable segment of the populace chooses to rent rather than pursue homeownership or is forced to do so. The US economy will continue to produce a growing number of renters who will never own a home, gradually transforming this nation into a nation of renters due to a number of factors. Here’s where you, the investor, will profit by offering housing to an inevitable renters’ nation. One asset type that none of the well-known S.T.E.M. sectors can alter is this one. This is an aspect of existence. People need a place to live, and by meeting that need with housing, you’re benefiting from both the front and back ends of the market, including passive income, appreciation and tax advantages like 1031 exchanges etc.
Objective
The main objective of the BRRRR approach is to purchase properties at a discount, make improvements to raise their value, rent them out to provide steady income, refinance to take advantage of the extra equity, and then reinvest the money in other properties. The goal of this cycle is to reduce risk and increase returns3. This method is ideal for cash investors or investors with access to private funds with reasonable terms for an acquisition and rehab that ends in a refinance. For this blog and pro-forma reasons we will focus on a cash acquisition model.
The After Repair Value (ARV) of a property and the fact that most banks only permit a 75% LTV (Loan To Value) on the refinance are two crucial pieces of information to know going forward into this blog. The ARV4 is a property’s estimated worth following repairs, improvements, or renovations. Lenders, appraisers, and real estate investors use the ARV, which is a crucial statistic, to determine the market value and potential profitability of a property after repairs or upgrades. Investors take into account the present state of the property, the cost of any necessary repairs or renovations, and the possibility of a gain in value once the work is finished when assessing a property for investment purposes. Investors can assess whether a property is a good investment opportunity for the BRRRR method and estimate the potential return on investment (ROI) with the use of the ARV. The objective is to purchase a distressed property where the ARV would make sense at a 75% LTV refinance, allowing you to recover the entirety or close to your investment so you can repeat. Compared to waiting to invest net profits from an income property until you had sufficient funds to leverage a second property, this will enable you to accelerate portfolio growth.
Property Acquisition Guidelines – Renovation And Rental Metrics
When using the BRRRR method, guidelines for property acquisition and metrics related to renovation and rental income are essential. By establishing precise guidelines, investors can be sure to find properties that meet their investment objectives and take into account various factors such as market trends, location, and potential costs associated with renovations. Metrics related to renovation and rental properties are essential for evaluating a project’s viability, comparing renovation costs to projected rental income, and computing return on investment. But the key to success is doing due diligence, which entails doing in-depth investigations, property inspections, and financial analyses to reduce risks and make wise choices. Strong guidelines increase the chances of a successful BRRRR strategy execution by streamlining the investment process and reducing potential hazards. Below I will go through bullet points highlighting:
Property Acquisition Guidelines:
Renovation & Rental Metrics:
One common guideline used by real estate investors when analyzing renovation costs is to set aside between 10% and 30% of the ARV for rehabilitation expenses.
Here’s a breakdown of how this range might be applied:
Light Rehab or Cosmetic Updates:
Moderate Renovations:
Extensive Rehab or Full Renovation:
It’s crucial to conduct a detailed property inspection and get accurate contractor quotes to estimate the actual rehab costs. Moreover, having a contingency buffer of 10% to 20% within the rehab budget helps cover unforeseen expenses or any additional work that may arise during the renovation process. Remember, while guidelines are helpful, each property is unique, and a thorough evaluation by professionals, along with a detailed cost breakdown, is essential to ensure the rehab budget aligns with the property’s needs and the investor’s financial goals.
These guidelines and metrics serve as a roadmap for investors following the BRRRR method, emphasizing the importance of meticulous research, accurate financial planning, strategic renovations, and effective property management to maximize returns and mitigate risks.
Property Evaluation Guidelines – What To Look For
Examine the neighborhood’s facilities, safety, and accessibility to medical facilities, retail establishments, schools, and transit. Verify any planned construction or infrastructure alterations that could have an impact on the value of the property. Take into account the property’s age and how well it fits your investment objectives; newer homes may require less upkeep and renovations. Personally, I advise concentrating on block-constructed, post-1980 homes with two or more bedrooms. I advise concentrating on block construction because it will reduce the likelihood of structural damage from termites or wood rot. Having at least two bedrooms will also increase your equity and earn you a higher rental rate, which will increase buyer demand when it comes time to sell your property.
There’s no one-size-fits-all answer. The best choice depends on your investment goals, financial capability, risk tolerance, and the specific market conditions. Evaluating each property individually based on its condition, location, potential for appreciation, and alignment with your investment strategy is crucial in making an informed decision.
Refinancing – Timeline And Shifting Markets
Refinancing within 6-12 months during a BRRRR process is a strategic move crucial for an investor’s success in maximizing returns and leveraging available equity efficiently. When maximizing cash-out refinancing you will want to gain access to liquidity as soon as possible for additional investments and expanding their real estate portfolio. Early refinancing helps reset the Loan-to-Value (LTV) ratio based on the property’s improved value post-rehab. Lowering the LTV ratio potentially secures better loan terms and reduces interest rates.
Mitigating market risk is one of the BRRRR method’s main challenges. Because of this, it’s critical to stick to your timeline so that investors can profit from a steady or growing market before any changes or downturns take place. Being aggressive to your timeline will set the stage for continued success in the dynamic realm of real estate investing.
BRRRR Model Example
Let’s take a look at a duplex that I found in central Fl that would be a great BRRRR property. The property asking price is $225k, the duplex needs light renos to bring it to current market standards and a new roof. Estimated rehab amount is $50k putting your all in cost at $275k (not including closing cost). Each unit can be rented at $1500 giving you a yearly GOI of $36,000 and an ARV of $385k. Once the property has been stabilized the goal is to refi as soon as possible and on a standard 75% LTV you would be looking at getting $288,750 back on the refinance leaving the investor with more money than invested into the deal. See below illustration of a proforma based NOI with a 10 year hold after the stabilization of the subject property alongside a line chart showing cash flow over time. From here you can repeat the process indefinitely growing your portfolio at an exuberant rate with a refinance and repeat every 6-12 months.
The pie chart below illustrates the allocation of cash-out refinancing proceeds over a 10-year period for 10 properties. The proceeds are distributed among new property investment funds, rehab costs, cash reserves, and investor profits, demonstrating a strategy of capital recycling. based on the following guidelines as discussed above: Purchase price 65-85% of ARV, Rehab budget <30% of ARV, and keeping rental rates for a property between the ranges .8%–1.1% of the property(s) ARV and then Refi every 6-12 months repeating the process. The proceeds are distributed among acquisition funds, rehab costs, cash reserves, and investor profits as illustrated below.
Comparative Case Studies
Let’s take a look at two case studies of two identical duplex properties, one conducting a comparative case study contrasting outcomes with and without due diligence in the context of the BRRRR method.
Property A: Thorough Due Diligence Conducted
Property B: Surface-Level Research Relied Upon
The research and key takeaways from this comparative case study highlight the importance that precise property valuation, market analysis, and repair cost estimation are to the successful implementation of BRRRR. You will be able to set cost benchmarks, realistic budgets, take backup plans, and account for unforeseen expenses with the right due diligence. The success of BRRRR investments is greatly impacted by careful due diligence, as this case study demonstrates. It affects rehab costs, rental income, occupancy rates, and refinancing outcomes.
BRRRR in Action: A Case Study
To showcase how the BRRRR methodology can be implemented, let’s walk through a real-world example.
John is a savvy real estate investor based out of Tampa Fl and is looking for his next BRRRR property. After thoroughly researching neighborhoods using real estate heat maps filtering for cash flow potential, he identifies Lakeland Florida with a population of 115k+. Digging deeper using MLS listings, an investor friendly realtor and market data, John spots a 1240 sqft 3/2 with an asking price of $135k and an ARV of $250k. This falls way below his 65-85% max threshold of ARV. The home was built in 1980 and is outdated and needs a new roof. John connects with his real estate agent to tour it and conduct further diligence with contractor bids. They confirm it has solid bones as it is block construction and has a strong tenant leasing potential.
Since John received multiple bids he was able to get an average bid cost of $35K in renovations, aligning with John’s $30-50K rehab budget range or within the 10%-30% range ARV for rehabilitation expenses. Since John is purchasing cash which removes many contingencies for acquisition and allows for a quick close, he is able to get over a 10% discount and acquires the home for $115,000. John adds a new roof, remodels the kitchen with new cabinets and surfaces, updates bathrooms, paints, adds new laminate flooring and landscapes to update the curb appeal putting shy of $40k into renovations. All in cost are $155,000 putting John into a position to refinance once the property has been occupied. Using information from the Multiple Listing Service (MLS), his top local real estate agent, and other rental analysis websites like RentoMeter, John was able to ascertain that the average rent in this neighborhood is $1850, which gives him a $22,200 gross operating income.
Executing his exit strategy within 6 months, John refinanced at 75% LTV, capitalizing on the increased ARV of $255k post-renovation. Factoring in closing costs and reserves, he netted $171k—a significant ROI. This success fuels his future endeavors, allowing him to repeat the BRRRR cycle, scaling his equity and property portfolio. John’s strategy, grounded in research, strategic renovations, and accurate rental assessments, exemplifies how the BRRRR method can systematically build wealth in real estate allowing John to scale upwards in equity and passive income by adding more doors to his portfolio.
Publicly Traded Stocks Allowing Investment Opportunities Related To The BRRRR Method
Companies like Home Depot (NYSE: HD) and Anywhere Real Estate (NYSE: HOUS) provide ancillary investment avenues. Alongside, firms like Progress Residential (NYSE: PR) and American Homes 4 Rent (NYSE: AMH) directly align with this strategy, owning and managing single-family rental homes across lucrative US markets.
Progress Residential, a major private owner and operator of single-family rental homes, strategically operates in metro areas favorable for BRRRR. Their business model, from acquisition to renovation, leasing, and management, syncs well with investors seeking similar avenues. Similarly, American Homes 4 Rent’s sizable portfolio, especially in markets like Florida, Texas, and Georgia, dovetails into the BRRRR approach, emphasizing property acquisition, upgrades, and rental management.
When considering ancillary options, Home Depot emerges as a crucial player. As the largest home improvement retail chain, it’s a prime source for renovation materials. The influx of real estate investors engaging in property upgrades could significantly boost Home Depot’s revenue. With its strong brand, performance, and the current trajectory of lumber prices, there’s potential for considerable growth in this sector.
Anywhere Real Estate, a powerhouse in residential real estate services, spanning brokerage, mortgage, title, and property management, holds significance. As a major player in these essential aspects of housing transactions, it becomes an invaluable partner for investor networking and executing real estate deals aligned with the BRRRR strategy.
These companies collectively form a comprehensive ecosystem for investors pursuing the BRRRR strategy. Progress Residential and American Homes 4 Rent offer direct exposure to rental property ownership and management in target markets. Meanwhile, Home Depot and Anywhere Real Estate present ancillary opportunities crucial for sourcing materials and facilitating transactions, respectively. Investing in these firms could provide a diversified approach to leveraging the BRRRR strategy within the realm of publicly traded real estate entities. There are also related real estate ETFs/REITs focused specifically on rental properties, home builders, loan originators, and adjacent services that allow investors to gain diversified exposure to the general real estate upside.
Here are some examples of real estate ETFs and REITs that could be relevant ancillary investment opportunities related to the BRRRR real estate strategy:
Rental Focused:
Home Building:
Mortgage Finance:
Unveiling the Potential: How Early BRRRR Success Sparks Exponential Growth in Real Estate
In the realm of strategic real estate investment models like BRRRR (Buy, Rehab, Rent, Refinance, Repeat), there exists a pivotal moment—an “Ah-Ha” moment—that reshapes an investor’s trajectory. Many who embark on this journey often overlook the exponential potential of BRRRR until they’ve traversed a considerable distance. However, unlocking this potential early in the process is paramount for maximizing overall returns. The essence of BRRRR lies in its cyclic nature, revolving around capital recycling and acceleration. It’s within the disciplined execution of the initial cycles—acquisition, targeted rehab, optimized rental management, timely refinance, and strategic reinvestment—that investors encounter tangible moments of revelation. Witnessing $50,000 to $100,000 extracted within a year from an initial $200,000 purchase represents a watershed event. This snowball effect of capital and the visible surge in equity, cash flow velocity, and portfolio expansion are transformative. They reshape the mindset of investors, propelling them towards the exponential flywheel.
Confidence builds, and the hunger to swiftly scale up rental assets takes root. What might have initially been a plan to steadily build a $20 million portfolio over several decades now shifts to achieving that scale within 7 to 10 years. Deeply experiencing the early fruits of BRRRR execution has the capacity to recalibrate expectations and commitment. It shifts the psychology from a linear progression to an exponential growth mindset as multiplying returns materialize across the initial properties. This transformation is pivotal in igniting the hyper-growth phase essential for mastering the BRRRR strategy. The key to unlocking this potential lies in setting the trajectory early on. Ambitious yet strategic acquisition, upgrading, renting, and recycling of investment property inventory become the cornerstone of this journey. Each cycle fuels the next, compounding the returns and propelling investors toward exponential growth.
The “Ah-Ha” moment in BRRRR isn’t just a revelation; it’s a catalyst. It marks the shift from merely participating in real estate investing to mastering the art of leveraging the cyclic power of BRRRR. Early success stories become the beacon, guiding investors towards a path of accelerated growth, wealth creation, and mastery of strategic real estate investment models.
Let’s take a look at an example of compounding interest over a 5 year hold.
With $100,000 to invest, you plan to start flipping houses as an additional job. Your objective is to earn a 50% return on your investment capital in years 1 through 3 and a 33% return in years 4 and 5 over the course of the next five years. Put another way, using your $100,000 capital in year one, you must make a $50,000 profit (remember, after taxes). That is a profit that can realistically be made with two or three solid flips. You will use the profits from the first year to fund even more projects in the second year and every year after that. Your initial $100,000 plus the $50,000 you made in year one (remember no taking money out). Years 2 -5 you will do the same. How fast will that initial $100,000 grow and how much work will actually be required to get it there?6
Key Takeaways for BRRRR Success
By putting these top 10 takeaways into practice, real estate investors can maximize returns, mitigate risks, and build significant wealth over both the short and long-term through effectively executing the BRRRR method. This structured approach coupled with disciplined adherence to critical success factors unlocks the exponential potential of strategic real estate investing.
Problem Statement – Capital, Property Sourcing and Managing Risks
As previously mentioned, investors who wish to earn a high rate of return on their investment and have liquid assets are the best candidates for this strategy. The BRRRR approach to real estate investment is beset by major obstacles that hinder its smooth execution, despite its potential to generate substantial returns and promote portfolio expansion. Finding undervalued properties, accurately projecting renovation costs, managing market risk, locating trustworthy tenants, navigating the complexities of refinancing, and sustaining profitability throughout the cyclical process are among the difficulties faced by investors. These intricate problems pose significant challenges that may limit the approach’s capacity to reliably deliver high-yield outcomes to real estate investors.
You cannot predict what the future holds, even with all the accredited services and due diligence in the world, so when using this strategy, beware of construction delays, low appraisals, market adjustments, and other economic challenges; after all, as they say, high risk equals high rewards.
Impact Statement – Scalability, Due Diligence and Exit Strategy
The BRRRR method’s scalability, which provides a dynamic framework enabling investors to compound their capital efficiently, revolutionizes real estate investment. With this method, exponential portfolio growth is possible without the conventional limitations of small initial capital. Investors can increase their real estate holdings and maximize returns by continuously reinvesting in new ventures by leveraging the recycled equity from each property cycle. For investors looking for long-term financial success, the scalability of the BRRRR method converts real estate investment from a linear progression to an exponential growth model, making it easier to create sizable wealth and diversified portfolios.
Utilizing dependable and trustworthy services is crucial in this method for a successful execution. You will need a general contractor, a property management company that can provide you with accurate rental comparisons, a handyman, a good broker who has access to off-market opportunities or who has insight to value add properties that will soon hit the market, and a good lender who can offer you favorable terms on your refinance. In the end you do not want to rely solely on other sources so it is crucial to meticulously research and analyze properties, accurately assess renovation costs with multiple contractor bids, study the market of interest dynamics, and evaluate rental potential through comparables. Self-due diligence mitigates unforeseen challenges.
Selling your entire portfolio as a whole, using a 1031 exchange7 the process in which the owner(s) of an investment property may defer paying capital gains tax on the sale of the property and purchase like-kind property. to roll over funds into a larger and betterquality like-kind asset. If the investors goal is to extract as much equity as possible, selling the vacant, turnkey home for a homeowner looking to pay top dollar as opposed to an investor focused on ROI are all examples of exit strategies that can be looked at when it comes to disposition.
Conclusion and Call to Action
Conclusion:
In navigating the complex terrain of real estate investments, the BRRRR method emerges as a transformative strategy, offering investors a systematic approach to maximize returns and foster sustainable wealth creation. Its cyclical nature, encompassing Buy, Rehab, Rent, Refinance, Repeat, presents an opportunity for exponential growth in property portfolios while mitigating traditional barriers to entry.
The Financial Policy Console stands as a catalyst, providing a platform that converges the expertise of investors, economists, policy experts, and industry leaders. It offers a forum to dissect the challenges within the real estate landscape and explore solutions that ensure equitable access to wealth-creating strategies for every American.
Call to Action:
Join us at the Financial Policy Council, where minds converge to advocate, deliberate, and promote strategies like the BRRRR method. Our aim is to foster awareness, debate while championing innovative approaches that democratize wealth creation. By uniting diverse perspectives, sharing insights, and advocating for policies that support topics such as real estate investment strategies, we can empower individuals from all walks of life to participate in wealth building. Let us collectively strive to create a future where quality and prosperity in real estate are accessible to every American. Join us in shaping this narrative and driving meaningful change within the realm of real estate finance and the FPC.
(Note: *Investing in any company carries risks, and it is important to conduct thorough research and consult with a financial advisor before making any investment decisions. *Disclaimer: The information provided here is for informational purposes only and should not be considered financial advice. Investing in stocks or other securities carries risks, and past performance does not guarantee future results. Always do your own research and consider your investment goals and risk tolerance before making any investment decisions.)
References:
Disclaimer: This article discusses certain companies and their products or services as potential solutions. These mentions are for illustrative purposes only and should not be interpreted as endorsements or investment recommendations. All investment strategies carry inherent risks, and it is imperative that readers conduct their own independent research and seek advice from qualified investment professionals tailored to their specific financial circumstances before making any investment decisions.
The content provided here does not constitute personalized investment advice. Decisions to invest or engage with any securities or financial products mentioned in this article should only be made after consulting with a qualified financial advisor, considering your investment objectives and risk tolerance. The author assumes no responsibility for any financial losses or other consequences resulting directly or indirectly from the use of the content of this article.
As with any financial decision, thorough investigation and caution are advised before making investment decisions.
Disclaimer: This article discusses certain companies and their products or services as potential solutions. These mentions are for illustrative purposes only and should not be interpreted as endorsements or investment recommendations. All investment strategies carry inherent risks, and it is imperative that readers conduct their own independent research and seek advice from qualified investment professionals tailored to their specific financial circumstances before making any investment decisions.
The content provided here does not constitute personalized investment advice. Decisions to invest or engage with any securities or financial products mentioned in this article should only be made after consulting with a qualified financial advisor, considering your investment objectives and risk tolerance. The author assumes no responsibility for any financial losses or other consequences resulting directly or indirectly from the use of the content of this article.
As with any financial decision, thorough investigation and caution are advised before making investment decisions.
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How to Take Out the Trash: Weeding Out Bad Data & Keeping It Out May 13, 2019
Garbage In, Garbage Out: Why Bad Data is Worse Than No Data May 10, 2019
The US Desperately Needs of a Department of Cyber Security April 29, 2019
US Health Care and Health Tech Innovation April 1, 2019
Credit Reporting Reform: Individual Consumers Must Take Responsibility of Their Own Data March 5, 2019
American Exceptionalism vs. Socialism February 16, 2019
Blockchain: U.S Regulation and Governance. January 21, 2019
Nonbank Lenders: The New Risk in the U.S. Mortgage Industry December 10, 2018
Regulating Social Media – Yeah or Nay September 18, 2018
The Systemic FinTech Revolution September 5, 2018
What Does It Take to Be a BIG Disruptor? August 4, 2018
Crude Oil Price Cycle – The Stealthy Economy Killer June 12, 2018
Make Cannabis Great Again May 7, 2018
Emerging Markets Infrastructure Project Investment: Issues and Opportunities April 26, 2018
The Case for a Free World: Central Banks vs Cryptocurrencies March 5, 2018
Family office growth and governance January 31, 2018
Future of the VC Industry January 16, 2018
The Blueprint for Community Banks in a Digital World January 11, 2018
Bitcoin: Drawing the Line Between Investors and Gamblers December 12, 2017
Why Keep the Mortgage Interest Deduction Intact for Now November 24, 2017
The Looming Public Pension Fund Crisis October 23, 2017
U.S. Healthcare: The Most UnAmerican Industry October 10, 2017
Understanding and dealing with bubbles – a review of the state of the art September 27, 2017
RENEWABLE ENERGY: A COMPLEX SYMPHONY TO BE CONDUCTED, NOT REGULATED August 22, 2017
The FATCA Debacle Requires Repeal July 15, 2017
The Financial Power of Impact Investing June 2, 2017
Chinese Investments in U.S. Real Estate – Challenges, Opportunities and Policy Recommendations April 18, 2017
A Case For US Infrastructure April 4, 2017
Turning around the US Economy:- My Top Recommendations for President elect Trump December 12, 2016
To all those wide-eyed millennials looking for a break November 29, 2016
BREAKSIT June 24, 2016
The Symbiosis of Institutional Investors and Activist Hedge Funds May 16, 2016
Emerging Economies – Black Holes or Treasure Troves? April 24, 2016
Financial Impacts of Foreign Events March 31, 2016
Hedge Fund Performance and Regulation March 21, 2016
The World In a (Cracked) Nutshell: Things Happen February 24, 2016
Making a Difference in Our Short Lives February 16, 2016
Investors Can Boost Their Cybersecurity: Back to the Basics February 5, 2016
Key Financial Regulations To Monitor January 14, 2016
Success and Ego – Two sides of the same coin? November 22, 2015
When Will We Stop Blindly Pissing Away Money Down the R&D Rat Hole? November 11, 2015
The Activist Investor: A True Ally of Corporate Governance November 3, 2015
Is the Intellectual Elite Out of Touch with Reality? November 2, 2015
Harvard Business Review: Candid Arrogance or Just Plain Stupidity? October 23, 2015
Smart v/s Wealthy August 10, 2015
US Infrastructure Development: A Case for Public Private Partnerships June 13, 2015
Will Wall Street ever be fixed? May 26, 2015
Entrepreneurship: The Way To the Future? April 27, 2015
Financial Policy Best Practice Framework March 24, 2015
Why Financial Education? March 9, 2015
Central Banks: A Question of Governance February 5, 2015
My Personal Reflections on Davos 2015 February 2, 2015
Salvaging the US shale boom January 3, 2015
What Would Our Founding Fathers Think if They were Alive Today? November 23, 2014
Is Greed Good for the Goal of Improving Society? September 29, 2014
Monetizing your Knowledge – Convert Knowledge into Money September 8, 2014
Making the Capital Markets Smarter Some Food for Thought May 5, 2014
Coming out with “Out of the Box” Ideas for your Non-Profit January 29, 2014
Whatever happened to Integrity January 13, 2014
Building a Crisis Resilient Financial System December 16, 2013
Raising Money For Non-Profit Organization – Ziad K Abdelnour November 12, 2013
The Power to turn the US Economy – Financial Policy Council October 5, 2013
About the Power Brokers Shaping Our Global Capital Markets September 16, 2013
Are You Really The Entrepreneur You Claim To Be? September 2, 2013
My Thoughts Regarding Wealth Redistribution August 27, 2013
Winning Financial Support For Your Non Profit August 19, 2013
Will the Venture Capital Industry ever go back to its glory days? August 12, 2013
Discerning Fact from Fiction August 5, 2013
Living your Life as a True Activist? July 28, 2013
Wealth Takers v/s Wealth Creators Some food for thought July 9, 2013
Stop Procrastinating and Find a Reason to be Rich July 1, 2013
It is all about Money and the Media Stupid Wake up June 29, 2013
Why do we still listen Economists when Vast Majority Forecasting Wrong? June 24, 2013
Is this Capitalism? June 13, 2013
America Tear down the wall before it’s too late June 11, 2013
Investing Post Crisis June 5, 2013
Is this a Housing Scam or What Exactly? June 1, 2013
Why Wealth Bashing? – Financial Policy Council May 16, 2013
Wealth Creation Tips and Strategies April 9, 2012
Why don’t we let Banks Fail? November 13, 2011
On Tax Cuts for the Middle Class and the Wealthy August 20, 2011
7 Rock Solid Reasons Why Giant Banks Need to be broken up NOW August 15, 2011
What part did Hedge funds play in the crash of 2008? July 15, 2011
Have we learned anything from the Financial Crisis of 2007? June 3, 2011
How stupid does Wall Street think we all are? – Financial Policy Council June 3, 2011
The Seeds of our Destruction – An academic outlook May 2, 2011
Wreckonomics: America’s Fiscal Policy in Action April 15, 2011
The greatest threat facing the US today is…. April 2, 2011
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