In "The Secret Arms Race in Finance," Vladimir Lounegov explores the escalating battle against financial fraud, highlighting the integration of AI and human expertise to fortify defenses. With 91% of bankers reporting increased fraud in 2022, the financial industry faces a colossal challenge.
AI has revolutionized fraud prevention by processing vast amounts of data to detect suspicious patterns. Machine learning algorithms provide real-time monitoring and anomaly detection, empowering banks to swiftly identify and address fraudulent activities. However, AI alone is insufficient; human oversight remains crucial. Human judgment and empathy can identify nuanced patterns that AI might miss, ensuring a comprehensive defense against fraud.
Internal fraud involving employees poses a significant threat. Educating customers and enhancing employee screening and training are essential steps. Collaboration between AI systems and human insights creates a robust fraud protection framework. Staff must understand the importance of high-quality data in machine learning to achieve accurate risk assessments.
Implementing a seamless human-AI fraud prevention strategy presents challenges. Maintaining a balance between detecting fraud and providing a frictionless customer experience is critical. Real-time payments increase the complexity, necessitating advanced AI tools to evaluate transactions promptly. Educating customers about common fraud schemes and equipping them with knowledge is vital to prevent data breaches.
Investors may consider companies like Fiserv, FICO, and SAS, which lead in AI-driven fraud detection. ETFs like VFH and IYG offer exposure to major banks investing in enhanced security, while cybersecurity firms like PayPal, FireEye, and Check Point provide specific fraud prevention solutions.
The fight against financial fraud requires a powerful human-AI alliance. Institutions must continually advance their fraud prevention strategies, combining technology with human expertise. Organizations like Mbanq and the Financial Policy Council lead the charge, fostering an ethical financial ecosystem rooted in transparency and security.
For more information, visit Mbanq and Financial Policy Council.
Latest developments see AI and the human element combine to safeguard the financial industry from fraud, writes Vlad Lounegov, CEO of global Banking-as-a-Service (BaaS) provider, Mbanq.
How big of a problem is fraud in the financial industry? It’s not a topic that executives are keen to talk about. However, I invite you into the inner circle to reveal a few eye-opening secrets.
Line up 100 bankers and ask those who lost money to fraud to step forward: 95 will take a step. Ask how many lost at least half a million dollars, and 70 will step forward. Losses over $1 million? At least 25 will take a sheepish shuffle. That’s life in the industry.
A recent report by Alloy, a fraud management platform, found that 91% of the 250+ bankers surveyed saw an increase in fraud year-over-year in 2022.1 So, it’s a worsening trend. Faced with this menace, nearly two-thirds had to increase spending. In answer to the original question – it’s crystal clear that fraud is a colossal problem.
Advanced Tools to Outsmart Fraudsters
Over the past decade, technology has played a pivotal role in battling fraud. As criminals become savvier, bankers strengthen their arsenal of tools. Yet a vulnerable link will always remain – the human element. To overcome this, today’s thinking is that merging AI-powered innovation with human insight is an essential combination to build a comprehensive defense against fraud.
Enter Artificial Intelligence (AI) – with its unmatched capabilities to process, sort, and analyze massive amounts of financial data, AI is the new hero in town. Humans simply can’t authenticate every transaction manually – it’s just not viable. And the demand for prompt service further compounds the challenge.
To address this, banks are turning to AI-based automated systems that track patterns and swiftly identify fraudulent activities. These cutting-edge technologies bolster their ability to manage and safeguard the intricacies of financial infrastructure. Machine learning algorithms, equipped with pattern recognition and anomaly detection, empower banks to keep pace with customer demands, provide real-time monitoring, and preempt potential threats. Nevertheless, AI is not a panacea – it still needs human oversight.
The Human Touch in Fraud Prevention
Natalia Han, SVP Head of Banking Operations at Mbanq, explains: “On the detection front, human judgment and empathy play critical roles in identifying nuanced patterns that AI algorithms may overlook. Seasoned experts bring contextual knowledge and experience to the table, connecting seemingly disparate data points and spotting potential red flags.”
Understanding the human element is crucial in the fight against fraud. Shockingly, a significant proportion of money lost to fraud involves assistance from an employee within the organization.2
Beyond that, consumers themselves are targeted because tricking someone into revealing valuable data is generally easier than breaking through complex technology security protocols.
Unleashing the Power of Human-AI Collaboration
To build a powerful human-AI alliance, banks are working to overhaul their policies and procedures, fostering a collaborative fraud protection framework that embraces both human and AI systems. Employee screening and training are also enhanced, with a keen focus on positions that pose the highest risk of fraud.
Educating customers about common schemes is another important facet of fraud prevention. By equipping users with knowledge, banks block criminals from extracting valuable financial information directly from customers.
Additionally, upskilling staff to effectively work alongside AI tools is paramount. For instance, staff must understand that in the realm of machine learning, the strength of insights hinges on high-quality data. Achieving real-time, precise risk assessments requires seamless access to internal and external data sources, allowing machine learning and the human team to effortlessly exchange and absorb risk signals.
Overcoming Challenges for a Secure Future
Implementing a real-time human-AI fraud prevention strategy isn’t without hurdles. One key challenge is delivering a seamless user experience.
Consumers crave convenience – with a significant proportion evoking it as the primary reason for switching to digital banks. Finding the delicate balance between detecting suspicious activity and maintaining a frictionless customer journey is paramount otherwise banks may find they shed customers.
The second challenge is keeping pace with new methods of fraud, especially as real-time payments become more common. Given that real-time payments are settled instantly – if they are not stopped in real time, the money is lost. This is where machine learning can be highly beneficial. AI-based fraud tools can evaluate money flows and permit valid transactions while denying the fraudulent ones using the most reliable information possible in real-time.
Investment Opportunities
As financial institutions ramp up their fraud prevention efforts, investors may want to consider companies providing related solutions. Fiserv (FISV) is a leader in financial services technology, including AI-driven fraud detection. FICO (FICO) develops predictive analytics software leveraged by banks to identify fraudulent activity. Though privately held, SAS is a prominent player in analytics and AI for security.
Investors could gain exposure to fraud prevention in finance through ETFs like VFH or IYG, which hold major banks investing in enhanced security. Cybersecurity firms like PayPal (PYPL), FireEye (FEYE) and Check Point (CHKP) offer specific fraud prevention for the finance sector. Financial technology ETFs like FINX or FTNT also provide access to innovative anti-fraud fintech’s.
Of course, readers should do their own research before investing. This is not investment advice, merely suggestions of publicly traded companies and potential investment strategies related to the topic. Consult a financial advisor to evaluate if any investments match your risk tolerance and goals.
Current Best Practices Include Personalization
Current best practices in fraud prevention combine a number of additional elements. The AI-human approach, merged with footprint analysis and established transaction monitoring software enhances a winning strategy.
Footprint analysis gives insights into user characteristics, behaviors, and risk factors – information that can be used to create highly tailored risk models that align with and help understand the platform’s user base.
Transaction monitoring software is the foundational tool that detects suspicious patterns or anomalies in real-time.3 Leveraging machine learning and artificial intelligence, this software helps proactively prevent fraud and provides a personalized approach that is only enhanced by modern technology.
It is important to note that a one-size-fits-all approach is not optimal because each platform and its users have unique needs and risk profiles. Risk models must be flexible and adaptable. Incorporating the platform’s own risk models into prevention strategies enables customization and maximizes the effectiveness of limit and control parameters.
Agility and Flexibility: Responding to Fraud Attacks
A recent attack we witnessed saw an organized fraudster ring try to test a bank’s vulnerabilities.
To address the attack, our 24/7 team promptly blocked transactions and identified accounts at risk. The immediate focus was to stop suspicious transactions and address any technology solutions.
A critical aspect is the flexibility of our in-house fraud prevention tools. We didn’t need to shut down the entire bank to fix the problem. Instead, we quarantined several accounts that were deemed at risk and resolved any potential issues without causing widespread disruption.
At Mbanq, we understand the importance of continuously refining our fraud prevention strategies. Agility and flexibility remain key tenets in our approach to ensure the security and trust of our customers.
Looking ahead, it is clear that financial institutions must continually anticipate advancements in AI and their impact on fraud detection, while also refining traditional tools. By nurturing a continuous improvement and adaptation culture, they can set a vision for a more secure and resilient financial industry.
The Financial Policy Council
Mbanq proudly serves as a corporate sponsor of the Financial Policy Council (FPC), supporting the organization’s mission to nurture economic growth through sound fiscal and regulatory
policies. As a Banking-as-a-Service provider on the frontlines of financial fraud prevention, Mbanq intimately understands the dangers posed by criminal schemes and corruption. Robust protections against fraud align directly with the FPC’s goal of fostering an ethical economic system that facilitates wealth creation.
By sponsoring the FPC, Mbanq demonstrates its commitment to joining forces with policymakers and industry partners to cultivate financial integrity. Together, Mbanq and the FPC are working to root out fraud in the financial sector, so that innovation and free enterprise can continue to blossom. Mbanq’s support enables the FPC to further its noble pursuit of prosperity grounded in justice, transparency and integrity.
Join the Fight Against Financial Fraud
Financial fraud threatens prosperity, but together we can cultivate a secure future. Forward-thinking institutions like Mbanq and the Financial Policy Council are leading the charge – but they cannot do it alone.
Readers who are passionate about fraud prevention are encouraged to:
By coming together, we can cultivate a financial system rooted in ethics, safety and transparency. Join Mbanq and the FPC today in growing fraud-free finance for the future.
The roots of fraud run deep, but so does human integrity. United, we can grow an ecosystem where ethics, safety and transparency are the norm. Join us today in this important cause – our economic future depends on it.
Conclusion
Financial fraud is an unrelenting menace, but the winds of change are upon us. Driven by an alliance of human ingenuity and AI capabilities, the financial industry is transforming its approach to fraud prevention. Companies like Mbanq, with the support of organizations like the Financial Policy Council, are charting the course. Their robust pursuit of financial integrity, insights and persistence fertilize the ground for ethical, secure finance to take root.
However, roots alone do not make a tree – the entire forest must grow strong. Consumers, regulators, law enforcement, financial institutions and technology providers must unite in this undertaking. Together, we will cultivate a financial ecosystem rooted in integrity, where innovation and prosperity can thrive for generations to come. The fruits of our efforts will nurture communities, nourish families and empower dreams. We have the tools, the vision and the will – now we must plant the seeds.
For more information contact www.Mbanq.com
Please sign up now and join the discussion https://financialpolicycouncil.org/blog/.
#fraudprevention #fintech #cybersecurity #ethicalfinance #financialeducation #fightfinancialfraud
Source:
Disclaimer: This article discusses certain companies and their products or services as potential solutions. These mentions are for illustrative purposes only and should not be interpreted as endorsements or investment recommendations. All investment strategies carry inherent risks, and it is imperative that readers conduct their own independent research and seek advice from qualified investment professionals tailored to their specific financial circumstances before making any investment decisions.
The content provided here does not constitute personalized investment advice. Decisions to invest or engage with any securities or financial products mentioned in this article should only be made after consulting with a qualified financial advisor, considering your investment objectives and risk tolerance. The author assumes no responsibility for any financial losses or other consequences resulting directly or indirectly from the use of the content of this article.
As with any financial decision, thorough investigation and caution are advised before making investment decisions.
Disclaimer: This article discusses certain companies and their products or services as potential solutions. These mentions are for illustrative purposes only and should not be interpreted as endorsements or investment recommendations. All investment strategies carry inherent risks, and it is imperative that readers conduct their own independent research and seek advice from qualified investment professionals tailored to their specific financial circumstances before making any investment decisions.
The content provided here does not constitute personalized investment advice. Decisions to invest or engage with any securities or financial products mentioned in this article should only be made after consulting with a qualified financial advisor, considering your investment objectives and risk tolerance. The author assumes no responsibility for any financial losses or other consequences resulting directly or indirectly from the use of the content of this article.
As with any financial decision, thorough investigation and caution are advised before making investment decisions.
CHECKMATE COMMUNISM: The Most Critical Chess Game of Our Lives August 29, 2024
The Trojan Horse of Artificial Intelligence: A Corrupt Bargain, A Nation’s Betrayal August 15, 2024
Power, Conquest, Glory: Unlock the Master Code to Riches August 12, 2024
The Financial Policy Council-Cultivating Liberty, Championing Prosperity, and Shaping America’s Future August 5, 2024
The Great Equalizer- Harnessing the Power of Economic Education to Create a More Equitable and Prosperous Nation June 19, 2024
Virtual Staging AI: Revolutionizing Real Estate Investing in Miami June 18, 2024
The Venture Debt Delusion: A Faustian Bargain for Modern Entrepreneurs May 29, 2024
Unveiling The Secret Weapon in Personal Branding Harnessing Vulnerability to Build Trust May 13, 2024
Biden’s Administration Proposal To Eliminate The 1031 Tax Exchange: Potential Impacts On Real Estate Investors And The Economy May 9, 2024
Terrorism vs. Renewable Energy – A Game Theory Analysis April 29, 2024
Beyond Division: The Financial Policy Council’s Role in Fostering Unity and Dialogue in the Age of Cancel Culture April 22, 2024
Safeguarding your Brand’s future with AI Guardrails April 15, 2024
Technology Innovations to Unlock Abundant Domestic Fossil Fuel Supplies April 10, 2024
The Grand Illusion. Cancer, Elites, and the Eternal Quest for Power. March 26, 2024
Fortunes Forged in the Fires of Finance: Navigating Wall Street’s Tumultuous Waters January 29, 2024
Quantum Computing: America’s Key to Remaining Globally Competitive January 22, 2024
Navigating the Social Media Renaissance: Cutting-Edge Marketing Strategies for Business Growth January 19, 2024
Revolutionizing Your Image: Unique Strategies for Impactful Personal Branding January 15, 2024
The Ultimate Guide to BRRRR Method: Building Wealth through Real Estate Investment January 5, 2024
From Pig Valves to Stem Cells – The Exciting Evolution of Regenerative Medicine January 3, 2024
The Silent Saver-How High-Net Worth Individuals are Leveraging MSOs for Tax Savings December 14, 2023
NYC’s Holidays of Our Present-Future December 13, 2023
Uniting America: A Journey Back to Foundational Ideals and Forward to Prosperity December 5, 2023
The Impending Collapse of American Healthcare November 28, 2023
Taxation and Economic Impact: A Comparative Analysis New York vs. Florida November 17, 2023
The Ultimate Guide to Launching and Scaling Your Startup Dream November 16, 2023
Unlocking the Hidden Tax Shelter Inside Your Life Insurance Policy November 1, 2023
Three Ways to Create Wealth Based on the Financial Policy Council Mission October 30, 2023
Revitalizing Real Estate – The Case for Mortgage Rate Profitability and a Stronger U.S. Economy October 17, 2023
For the Prosperity of the People… October 2, 2023
Bridging the Financial Literacy Gap to Improve the State of Our Nation September 27, 2023
1,000,000 Shares for Your Employees and Advisors – Employee Stock Ownership Plans (ESOPs) September 25, 2023
Decentralized Private Market Advantages in Turbulent Times September 19, 2023
The Secret Arms Race in Finance September 12, 2023
Leading with Impact – Transformative Strategies for Financial CEOs to Build Trust and Unleash Influence September 11, 2023
America and the Future of Globalism Challenges, Opportunities September 8, 2023
The Overhyped Tax ‘Loophole’ That Could Leave You Owing Big September 7, 2023
The Bitcoin and CryptoRegulatory Landscape: Navigating a Path Forward to Prosperity September 5, 2023
How to Prepare Your Kids for Wealth August 31, 2023
Paving the Way for Progress: Bitcoin Mining’s Role in Energy and Economic Development August 28, 2023
The Forgotten Man Sings: An Uneasy Nation Listens August 22, 2023
Safeguarding Your Life’s Work: Tax Reduction Strategies for Physicians and Their Heirs July 31, 2023
Capitalizing on Tokenization: Harnessing Digital Assets for Unprecedented Profit Growth July 24, 2023
The True Threat of Debt Default for America July 18, 2023
The $8 Trillion Dilemma for CEO’s: Upskill Trust or Pay Costly Workforce Replacements? July 17, 2023
We Need to Add Ownership to the Concept of NIL July 10, 2023
How to Turn the Economy Around Given the Absolute Mess We Are In? July 4, 2023
Decoupling Climate Change and Renewable Energy: A Business Perspective June 28, 2023
Transforming Healthcare Economics: Enhancing Revenue Integrity Amidst Economic Uncertainty. 6 Strategies for Investors and Operators. June 27, 2023
Banking Overlords: The Armageddon for Commercial Real Estate Investors June 26, 2023
Electric Aviation: The Next Chapter in Freedom June 21, 2023
Standing Tall with Mark Levin: A Convention of States as the Beacon of Fiscal Responsibility June 6, 2023
Issues and Remedies for Our Efficiently Broken Supply Chain May 30, 2023
Current State of U.S. Oil Industry: Future Difficulties and Solutions May 24, 2023
Thriving Amidst Chaos: Unraveling Opportunities in the Volatile Commercial Real Estate Landscape May 19, 2023
A Strategic Imperative for the USA: Funding Entrepreneurs May 18, 2023
Wildcatting in the Oil Industry vs. Shielding Wealth Out-of-the-Box Tax Strategies for Young Entrepreneurs May 17, 2023
The Future of Insurance: How Blockchain is Disrupting, Driving Innovation and Reshaping the Industry May 1, 2023
The Ripple Effect: Exploring the Consequences of the Recent Bank Failures on Venture Capital and Banking Operations April 6, 2023
U.S. Shale Oil Revolution & Future April 5, 2023
Leveraging Tax Strategies to Maximize ROI and Profitability in Commercial Real Estate April 4, 2023
Profiting from the NFT Revolution: A Comprehensive Guide to Investors March 30, 2023
Cyber Protection of US Critical Infrastructure March 23, 2023
What’s the Next Game Changer Ahead? March 15, 2023
From Crisis to Opportunity: Transforming America’s Economy for the 21st Century March 13, 2023
Step Up Your Game, Increase Your Profit and Knock it Out of the Ball Park March 2, 2023
Social Marxism, Entrepreneurialism and the Gen Z generation-The Clash of Perspectives February 22, 2023
Financial Independence and Wealth Generation Starts with Due Diligence February 16, 2023
What $1.8 Billion Aid Package to Ukraine Means for American Consumers January 30, 2023
The spread of Socialism and How to Counter It January 24, 2023
US Critical National Infrastructure: pitfalls and solutions in the utility and energy sectors January 17, 2023
What is REAL MONEY? January 13, 2023
When Are We Going to Ever Stop Falling for the Con Out There? January 3, 2023
Women and the Green August 10, 2022
Bucking the Status Quo August 9, 2022
Does the United States Still Have an Economy? July 30, 2022
Transformational Healthcare: Reversing the Effects of a Broken System and Ill Health May 4, 2022
Compliance – Not Technology – Crowns FinTech Champions March 25, 2022
Inflation and Government Financial Threats Will Fuel the Rise of Bitcoin March 18, 2022
Our Chaotic, Biased, Dishonest News Media — Threats, Mistakes and What to Do About It February 17, 2022
2022: Why Capitalism is the Only answer to freedom, prosperity and well-being. January 20, 2022
How to Form Good Money Habits in the New Normal October 10, 2021
Useful Tips on How to Increase Your Profits from Crypto Investment September 22, 2021
Is America Becoming the New Leader in Crypto Currency? July 22, 2021
A Time to Buy & A Time to Sell: Fearless Investing in Crypto June 24, 2021
Real Wealth Creation: Wealth for Generations to Come April 27, 2021
The Most Common Reason More People Aren’t Buying Crypto April 14, 2021
Reducing the Risk: Angel Investing March 30, 2021
Where Did We Go Wrong: Polarization of US Politics March 15, 2021
Lessons Learned from the 1929 Stock Market Crash March 1, 2021
It’s 2021…Why Are You Not a Capitalist? February 19, 2021
Why Do People Lose Money on Stocks? February 11, 2021
Facts About Hedge Funds That Will Blow Your Mind January 27, 2021
The Big 5 Breakdown January 19, 2021
2021: Where to Invest December 15, 2020
4 Tips To Become a Wealth Creation Warrior November 20, 2020
You Get What You Negotiate November 13, 2020
Capitalism: The Empowerment of the People November 9, 2020
Economic Agenda: Trump v/s Biden…. The choice is clear October 28, 2020
Capitalism: Misunderstood October 20, 2020
America the Beautiful October 5, 2020
Business is War October 1, 2020
Redrawing the American Economic Map September 28, 2020
Have the socialists set out to destroy your family? September 24, 2020
3 Financial Rules That You Can Never Break September 16, 2020
Will President Trump Reign Supreme in This Election? September 8, 2020
The Games Have Begun September 5, 2020
The Power of Capitalism – My Testimony August 28, 2020
Why would anyone in his right mind vote for a Socialist Democrat? August 24, 2020
Capitalism: Your Ticket to Freedom August 15, 2020
Check These 4 Things To Skyrocket Towards Your Goal August 6, 2020
Beware: This One Thing Can Cost You Your Freedom July 23, 2020
Colleges Tax-Exempt Status Needs to Be Re-Evaluated July 20, 2020
The Bigger Picture July 17, 2020
We are under spiritual attack. Are you prepared for war? July 10, 2020
Ripping Off the Band-Aid: Why Payment Protection Programs are Not Good in The Long Term July 1, 2020
Negative Conflict June 15, 2020
The Road to Tyranny February 12, 2020
Banks must find their Crypto courage November 6, 2019
Congress Must Pass the SAFE Banking Act October 28, 2019
Private Equity and Venture Finance in MENA: Back to the Future August 22, 2019
Venture Finance in the MENA Region: Challenges and Opportunities Ahead July 15, 2019
The U.S Must Win the 5G Race by Any Means Necessary July 5, 2019
The Unprecedented Wealth Creation Opportunity of the Cannabis Industry is just getting started June 3, 2019
How to Take Out the Trash: Weeding Out Bad Data & Keeping It Out May 13, 2019
Garbage In, Garbage Out: Why Bad Data is Worse Than No Data May 10, 2019
The US Desperately Needs of a Department of Cyber Security April 29, 2019
US Health Care and Health Tech Innovation April 1, 2019
Credit Reporting Reform: Individual Consumers Must Take Responsibility of Their Own Data March 5, 2019
American Exceptionalism vs. Socialism February 16, 2019
Blockchain: U.S Regulation and Governance. January 21, 2019
Nonbank Lenders: The New Risk in the U.S. Mortgage Industry December 10, 2018
Regulating Social Media – Yeah or Nay September 18, 2018
The Systemic FinTech Revolution September 5, 2018
What Does It Take to Be a BIG Disruptor? August 4, 2018
Crude Oil Price Cycle – The Stealthy Economy Killer June 12, 2018
Make Cannabis Great Again May 7, 2018
Emerging Markets Infrastructure Project Investment: Issues and Opportunities April 26, 2018
The Case for a Free World: Central Banks vs Cryptocurrencies March 5, 2018
Family office growth and governance January 31, 2018
Future of the VC Industry January 16, 2018
The Blueprint for Community Banks in a Digital World January 11, 2018
Bitcoin: Drawing the Line Between Investors and Gamblers December 12, 2017
Why Keep the Mortgage Interest Deduction Intact for Now November 24, 2017
The Looming Public Pension Fund Crisis October 23, 2017
U.S. Healthcare: The Most UnAmerican Industry October 10, 2017
Understanding and dealing with bubbles – a review of the state of the art September 27, 2017
RENEWABLE ENERGY: A COMPLEX SYMPHONY TO BE CONDUCTED, NOT REGULATED August 22, 2017
The FATCA Debacle Requires Repeal July 15, 2017
The Financial Power of Impact Investing June 2, 2017
Chinese Investments in U.S. Real Estate – Challenges, Opportunities and Policy Recommendations April 18, 2017
A Case For US Infrastructure April 4, 2017
Turning around the US Economy:- My Top Recommendations for President elect Trump December 12, 2016
To all those wide-eyed millennials looking for a break November 29, 2016
BREAKSIT June 24, 2016
The Symbiosis of Institutional Investors and Activist Hedge Funds May 16, 2016
Emerging Economies – Black Holes or Treasure Troves? April 24, 2016
Financial Impacts of Foreign Events March 31, 2016
Hedge Fund Performance and Regulation March 21, 2016
The World In a (Cracked) Nutshell: Things Happen February 24, 2016
Making a Difference in Our Short Lives February 16, 2016
Investors Can Boost Their Cybersecurity: Back to the Basics February 5, 2016
Key Financial Regulations To Monitor January 14, 2016
Success and Ego – Two sides of the same coin? November 22, 2015
When Will We Stop Blindly Pissing Away Money Down the R&D Rat Hole? November 11, 2015
The Activist Investor: A True Ally of Corporate Governance November 3, 2015
Is the Intellectual Elite Out of Touch with Reality? November 2, 2015
Harvard Business Review: Candid Arrogance or Just Plain Stupidity? October 23, 2015
Smart v/s Wealthy August 10, 2015
US Infrastructure Development: A Case for Public Private Partnerships June 13, 2015
Will Wall Street ever be fixed? May 26, 2015
Entrepreneurship: The Way To the Future? April 27, 2015
Financial Policy Best Practice Framework March 24, 2015
Why Financial Education? March 9, 2015
Central Banks: A Question of Governance February 5, 2015
My Personal Reflections on Davos 2015 February 2, 2015
Salvaging the US shale boom January 3, 2015
What Would Our Founding Fathers Think if They were Alive Today? November 23, 2014
Is Greed Good for the Goal of Improving Society? September 29, 2014
Monetizing your Knowledge – Convert Knowledge into Money September 8, 2014
Making the Capital Markets Smarter Some Food for Thought May 5, 2014
Coming out with “Out of the Box” Ideas for your Non-Profit January 29, 2014
Whatever happened to Integrity January 13, 2014
Building a Crisis Resilient Financial System December 16, 2013
Raising Money For Non-Profit Organization – Ziad K Abdelnour November 12, 2013
The Power to turn the US Economy – Financial Policy Council October 5, 2013
About the Power Brokers Shaping Our Global Capital Markets September 16, 2013
Are You Really The Entrepreneur You Claim To Be? September 2, 2013
My Thoughts Regarding Wealth Redistribution August 27, 2013
Winning Financial Support For Your Non Profit August 19, 2013
Will the Venture Capital Industry ever go back to its glory days? August 12, 2013
Discerning Fact from Fiction August 5, 2013
Living your Life as a True Activist? July 28, 2013
Wealth Takers v/s Wealth Creators Some food for thought July 9, 2013
Stop Procrastinating and Find a Reason to be Rich July 1, 2013
It is all about Money and the Media Stupid Wake up June 29, 2013
Why do we still listen Economists when Vast Majority Forecasting Wrong? June 24, 2013
Is this Capitalism? June 13, 2013
America Tear down the wall before it’s too late June 11, 2013
Investing Post Crisis June 5, 2013
Is this a Housing Scam or What Exactly? June 1, 2013
Why Wealth Bashing? – Financial Policy Council May 16, 2013
Wealth Creation Tips and Strategies April 9, 2012
Why don’t we let Banks Fail? November 13, 2011
On Tax Cuts for the Middle Class and the Wealthy August 20, 2011
7 Rock Solid Reasons Why Giant Banks Need to be broken up NOW August 15, 2011
What part did Hedge funds play in the crash of 2008? July 15, 2011
Have we learned anything from the Financial Crisis of 2007? June 3, 2011
How stupid does Wall Street think we all are? – Financial Policy Council June 3, 2011
The Seeds of our Destruction – An academic outlook May 2, 2011
Wreckonomics: America’s Fiscal Policy in Action April 15, 2011
The greatest threat facing the US today is…. April 2, 2011
Note: The Financial Policy Council (FPC) is a registered 501(c)(3) non-profit organization. This means that your generous donations to support our mission and initiatives are tax-deductible to the fullest extent permitted by law. To claim your tax deduction, please keep a record of your donation, including the date, amount, and any correspondence you receive from the FPC acknowledging your contribution. You should consult with your tax advisor to determine the specific tax benefits available to you based on your individual circumstances.