In "The Overhyped Tax ‘Loophole’ That Could Leave You Owing Big," Dallas Richardson critically examines the limitations and potential pitfalls of 1031 exchanges, a popular tax deferral strategy for real estate investors. While 1031 exchanges have been a go-to tool since their codification in 1954, recent changes in regulations and increased IRS scrutiny have diminished their effectiveness.
1031 exchanges allow investors to defer capital gains taxes by swapping investment properties for like-kind assets. Their long-standing presence in the tax code has ingrained them as a default strategy among advisors and investors. However, this familiarity often leads to their overuse without considering alternative, potentially more advantageous strategies.
Tighter Like-Kind Standards: The definition of "like-kind" property has narrowed, now excluding assets like aircraft and patents, limiting eligibility.
Increased Scrutiny on Reverse Exchanges: The IRS has heightened scrutiny on reverse exchanges, which involve parking sale proceeds with a facilitator, increasing audit risks.
Ambiguous Investment Criteria: Stricter interpretations of what qualifies as investment property make it harder for short-term holdings to qualify.
Restrictions on Related Party Exchanges: Serial exchanges between related entities face more regulations, requiring clear economic substance.
Debt Maintenance Requirements: Replacement property must carry equal or greater debt than the relinquished property, reducing investor flexibility.
High-net-worth investors often default to 1031 exchanges due to advisor recommendations and personal familiarity. However, changes in the investing landscape and regulatory environment make this strategy less advantageous. Overreliance on 1031 exchanges can accumulate large deferred gains, leading to substantial estate taxes in the future. This compounding effect can result in significant tax liabilities that could have been mitigated through diversified strategies.
Richardson suggests exploring other tax strategies such as Opportunity Zone investments, Charitable Remainder Trusts, and Delaware Statutory Trusts, which can offer more comprehensive tax benefits and reduce long-term liabilities.
While 1031 exchanges have their merits, their limitations and potential risks necessitate a reevaluation of their use. High-net-worth investors should consider modern alternatives to maximize tax deferral and wealth preservation.
For more information, visit Financial Policy Council.
A. Brief History of 1031 Exchanges
The 1031 exchange has been available as a tax deferral tool since 1921. The strategy was formally codified in the Internal Revenue Code in 1954. The basic premise allows investors to exchange investment or business-use real estate for other like-kind property without triggering capital gains tax liability. Section 1031 exchanges have been commonly used by real estate investors and businesses for over 60 years to facilitate transactions and efficiently build portfolios. Their extensive history has solidified 1031 exchanges as a go-to tool that advisors regularly recommend to high-net-worth clients. [1]
B. The Go-To Tax Deferral Tool for Decades
Due to their longevity and familiarity, 1031 exchanges have become the knee-jerk deferral mechanism advisors turn to without much additional analysis. Their long-standing place in the tax code gives them an air of assumed superiority. Many investors themselves are also familiar with 1031 exchanges and their use from a lifetime of investing experience. Between advisor recommendations and personal history, 1031 exchanges are often pursued out of habit and without looking at alternatives. Their entrenched status leads to overuse in situations where more optimal strategies may be available. [2]
C. Cracks in the Armor Emerge
While 1031 exchanges retain their popularity among advisors, issues have emerged making them less advantageous:
In summary, limitations and compliance complications have reduced the power of 1031 exchanges for tax deferral. The strategy deserves closer scrutiny given recent developments.
Due to the long history of 1031 exchanges and advisor familiarity with them, they have become the default tax deferral mechanism recommended to high-net-worth investors. Advisors reflexively turn to 1031 exchanges out of habit and without thoroughly exploring other alternatives. [8]
This overreliance stems from the fact that 1031 exchanges have been engrained as a go-to tool for so long. Multiple generations of advisors have been trained to consider them first when investment property is sold. And with wealthy investors likely having utilized 1031 exchanges themselves in the past, they do not think to question if better options now exist. [9]
However, the investing landscape has changed substantially over the decades since 1031 exchanges became prominent. Newer strategies have emerged that today’s advisors wrongly ignore. [10] And the regulatory framework around 1031 exchanges has shifted, making them less advantageous. [11] Advisors doing business as usual are doing their high-net-worth investors a disservice by continuing to recommend an outdated strategy out of habit and familiarity.
With an oversaturated market of real estate investors all competing for the same replacement property too, the 1031 exchange space has become significantly less efficient for swaps. [12] By looking beyond the status quo 1031 exchange, high net worth investors can gain an advantage with tax strategies tailored to current realities. But they need forward-thinking advisors who break from convention.
B. But They No Longer Deliver the Value They Once Did
While 1031 exchanges were once a powerful tax deferral tool, their advantages have weakened considerably. Ongoing changes to tax laws and tighter IRS scrutiny have reduced the benefits of 1031 exchanges for high-net-worth investors. However, many advisors still reflexively employ 1031 exchanges out of habit without considering better modern strategies.
The problem is that endless serial 1031 exchanges can backfire by accumulating large, embedded gains that ultimately increase future estate taxes. When utilizing 1031s, the initial tax basis transfers to the replacement property. Thus, gains in relinquished properties carry over without being taxed right away.
After years of repeating 1031 swaps into ever higher valued properties, substantial deferred gains become embedded within the investor’s real estate holdings. Later, when the assets transfer through an estate, the accumulated gains are realized and can trigger sizable estate taxes.
For example, an investor exchanges up from a $2 million property to $5 million and finally $12 million solely through 1031s. This embeds an initial $3 million gain and extra $5 million gain, totaling $8 million of appreciation that goes untaxed for years.
When included in the future estate value, this inflated amount can be taxed heavily. At a 40% estate tax, the deferred gains could create over $3 million in taxes that may have been reduced by paying some capital gains incrementally.
In summary, leaning too heavily on serial 1031 exchanges can ultimately lead to exponentially higher estate taxes down the road. Integrating some taxable sales with exchanges is prudent to limit exposure. What once made sense has now become a risky tax deferral tool. [13]
Specifically, tighter like-kind standards, undefined related party rules, and stricter qualifying property criteria limit the deals possible with 1031 exchanges. Increased paperwork burdens make properly structuring exchanges tricky as well. No longer can investors casually exchange property expecting automatic deferral of gains. [14]
In addition, the overly competitive landscape has made locating suitable replacement property difficult. Inventory is sparse, especially for specialized or non-traditional real estate. And reverse exchanges requiring parking funds come with greater audit risk. Rising regulatory compliance costs also eat away at benefits. [15]
While advisors touting 1031 exchanges lean on outdated assumptions, the reality is that the strategy simply does not stack up to past performance. There are better ways to structure deals today. By ignoring modern options, advisors fail to maximize investor wealth. Significant tax savings are being left on the table.
C. Failure to Maximize Deferral Potential
Relying on 1031 exchanges often leads to a failure to maximize deferral potential because they were not designed as comprehensive tax solutions. Rather, they solved a niche problem regarding certain property dispositions. Advisors mistakenly put them on a pedestal despite glaring limitations. [16]
The narrow scope of 1031 exchanges prevent customization to individual investor situations. Exchanges must be carefully matched based on value and debt. Whereas other strategies allow flexible structuring not constrained by property characteristics. [17]
And they offer no mechanism to eliminate gains permanently or pass on assets with a stepped- up basis. Any deferred gain will still be realized eventually. More advanced strategies integrate estate planning components that can entirely avoid recognizing gains. [18]
Lastly, the incremental tax deferral achieved with each serial exchange plateaus over time while still leaving assets exposed. More efficient wealth transfer and tax planning can shelter property forever. But advisors wrongly promote “kicking the can” with 1031s. [19]
In summary, while they serve a purpose, advisors routinely overestimate 1031 exchange capabilities. Their applicability is limited, and they fail to maximize deferral potential compared to modern alternatives that better optimize and protect wealth.
The allure of the 1031 exchange, named after its section in the Internal Revenue Code, has long been a beacon for investors looking to defer capital gains taxes. At its core, it allows for the swap of one investment property for another, letting the capital gains taxes be deferred. But like all things that glitter, it’s not always gold. While the 1031 exchange can be a useful tool, it’s essential to understand its limitations and the potential pitfalls that can arise. [20]
The 1031 exchange is not a one-size-fits-all solution. Its applicability is narrowly tailored to specific types of real estate transactions. For instance, both the relinquished and replacement properties must be held for productive use in a trade or business or for investment. This means personal residences don’t qualify. Additionally, there’s a strict timeline to adhere to. Once the relinquished property is sold, investors have a mere 45 days to identify potential replacement properties and a total of 180 days to close on one of them. Miss these deadlines, and the opportunity for tax deferral is lost. [21]
Moreover, not all properties are like-kind. For example, raw land exchanged for a rental property might not qualify. This narrow scope means that many investors might find themselves ineligible for a 1031 exchange or struggling to meet its stringent requirements. [22]
John prided himself on his financial acumen, but when he tried to do a 1031 exchange himself to avoid taxes on a $10M property sale, he overlooked key details.
The 45-day deadline to identify a replacement property passed while he was distracted. Then the 180-day deadline to complete the purchase slipped by during prolonged negotiations.
His amateur attempt failed. John owed $1.38M in taxes that expert guidance could have helped him defer.
Had John sought STC’s professional advice earlier, he could have purchased the $1.1M luxury speedboat he wanted and had $280K left over, instead of losing everything to taxes.
This painfully expensive mistake highlights the value of expertise when navigating complex tax strategies. Even savvy investors can benefit from guidance on financial intricacies.
While the 1031 exchange offers tax deferral, it’s essential to weigh it against other available options. For instance, strategies like Opportunity Zone [23] investments can not only defer but also reduce, and in some cases, eliminate capital gains taxes. Charitable Remainder Trusts,[24] on the other hand, can provide income, tax benefits, and support a worthy cause.
Furthermore, the 1031 exchange merely defers taxes; it doesn’t eliminate them. This means that unless another 1031 exchange is conducted upon the sale of the replacement property, taxes will eventually come due. In contrast, other strategies might offer more permanent tax-saving solutions.
In conclusion, while the 1031 exchange has its merits, it’s crucial to approach it with a discerning eye. By understanding its limitations and comparing it to other available strategies, investors can make informed decisions that best align with their financial goals.
Savvy investors have many powerful alternative strategies at their disposal to substantially minimize taxes when acquiring companies or assets. By tapping into specialized entities like UPREITs, Delaware Statutory Trusts, Charitable Remainder Trusts, and Domestic International Sales Corporations, investors can defer or eliminate taxes on capital gains, maximize deductions, and protect future corporate appreciation. With sophisticated guidance, these tax-advantaged strategies can save millions of dollars through prudent structuring, often generating high ROI compared to the cost of expert counsel.
Navigating the intricacies of the tax code when acquiring multi-million-dollar companies or properties is extremely complex. Even sophisticated investors can leave millions on the table without strategic guidance on minimizing their tax exposure. This is where the seasoned expertise of Sky Tower Counsel proves invaluable.
By partnering with specialists at STC, high net worth individuals can implement creative tax savings strategies that even the most seasoned financial professionals may overlook. The advisors at STC have decades of experience structuring major M&A deals and real estate transactions in tax-optimal ways. We are masters at digging into the details to devise customized game plans.
From rolling over 401(k) plans to generating deductions with DISCs, STC advisors explore every angle through an entrepreneurial lens. Their diligent analysis uncovers pathways to substantively trim tax liabilities while staying compliant. They distill complex concepts like UPREITs and Up-C structuring into actionable plans for their clients.
Our experience with large deals allows us to provide perspective on the implications and tradeoffs of various tax mitigation tactics. We help clients balance risk, reward, and long-term objectives when engineering low-tax acquisition strategies. Our thoughtful approach considers both current savings and future flexibility.
For high-net-worth investors and entrepreneurs about to undertake major transactions, partnering with Sky Tower Counsel should be the first call they make. STC’s specialized expertise in diligently crafting innovative tax savings solutions can potentially put millions of extra dollars in your pockets. The expensive lessons learned by those who forego expert counsel serve as cautionary tales. With so much at stake, investors would be wise to enlist the intensely strategic tax planning services of Sky Tower Counsel.
Shared Mission of Guiding Taxpayers
When it comes to navigating the labyrinthine tax code, Americans need advisors they can trust to guide them in paying their fair share without overpaying. This is the mission that brings the Financial Policy Counsel (FPC) and Sky Tower Counsel (STC) together in common purpose.
STC’s Role as a Contrarian Think Tank
As a Project Liberty member of the FPC, STC provides critical thinking and contrarian perspectives to challenge tax conventions. For decades, STC’s team have questioned the status quo, advocating for effectiveness over convention in taxation policy. We believe as does the FPC that the tax code should incentivize Americas productivity, innovation, and growth.
Tax Policy Alignment Between STC and FPC
STC has been tasked by the FPC to provide Legacy Matters, an FPC taxation and legal blog platform for sharing alternative tax strategies that FPC’s members and consuming audiences can leverage to maximize wealth. The FPC working with STC empower Americans to make informed decisions aligned with their financial objectives and principles. Our team brings together legal, accounting, investment, and compliance expertise to deliver 360-degree guidance.
Complementary Strengths and Symbiotic Relationship
While STC equips citizens with actionable tax minimization tactics, the FPC promotes the larger values of civic responsibility and public service. As an advocate for America, the FPC embraces the patriotic duty we share to contribute through our taxes. It calls on all citizens to pay their rightful share in supporting our nation’s well-being.
This symbiotic relationship allows STC and the FPC to provide complete guidance. By marrying prudent tax reduction strategies with a commitment to shared prosperity, we offer Americans a balanced and ethical approach. Our complementary strengths ensure citizens minimize taxes legally and ethically, while understanding how their contributions weave into the fiscal fabric of the country.
Delivering Holistic and Ethical Tax Guidance
The FPC sets the vision and direction, upholding the importance of taxes as an expression of patriotism and shared obligation. STC operates in service of this vision, arming citizens with the practical knowledge to navigate the tax code and optimize their liability without violating principles of fairness and transparency.
Our shared devotion to education and information-sharing around taxation helps taxpayers avoid missteps. With the FPC’s ethical mooring and STC’s technical acumen, we can prevent citizens from accidentally underpaying and exposing themselves to penalties. We can also deter them from overpaying and missing out on savings.
This balanced guidance delivers fairness for all. The ultra-wealthy have access to sophisticated tax avoidance resources. Through the FPC and STC, average Americans can also access specialized knowledge demystifying the tax code and illuminating lesser-known lawful opportunities to reduce tax burdens. We level the playing field and remedy information asymmetry.
Remedying Information Asymmetry
The FPC upholds the value of equal economic opportunity and shared obligation. STC translates
these values into action, providing nuts-and-bolts resources so Americans can make tax decisions aligned with their personal financial goals and their commitment to the greater good. Together, we are blending the ideal and the practical, delivering complete guidance.
Our shared devotion to education and information-sharing around taxation helps taxpayers avoid missteps. With the FPC’s ethical mooring and STC’s technical acumen, we can prevent citizens from accidentally underpaying and exposing themselves to penalties. We can also deter them from overpaying and missing out on savings.
Complete Guidance for Financial Futures and Shared Prosperity
The FPC and STC share an unwavering commitment to equip Americans to participate meaningfully and ethically in our economic system. Through our symbiotic relationship and distinct strengths, we provide the complete picture on tax policy. Our fellow citizens deserve nothing less as they chart their financial futures and contribute to our shared prosperity. We walk this path together, now and for years to come.
Conclusion
As stalwart defenders of the American values of liberty and prosperity, the Financial Policy Council recognizes that Sky Tower Counsel’s specialized expertise makes them an indispensable partner. STC’s contrarian thinkers continually question stale tax conventions, advocating for innovative strategies that incentivize productivity and growth.
The FPC taps STC’s decades of technical experience to equip citizens and unlock the full potential of the tax code. Through the Legacy Matters platform, STC provides alternative tax minimization tactics to FPC members. This empowers investors to optimize returns legally and ethically.
Yet STC’s solutions-focus is balanced by the FPC’s commitment to civic responsibility and public service. The FPC understands taxes are a patriotic duty that supports the nation’s well-being. STC shares in this ideal, ensuring citizens contribute their rightful share.
Together, the FPC and STC remedy information asymmetry and deliver holistic tax guidance. STC supplies practical knowledge and technical acumen so citizens can navigate the code and maximize savings without violating principles of fairness. The FPC contributes an ethical framework and asserts the values of shared prosperity.
This symbiosis between real-world tax expertise and steadfast idealism benefits all Americans. STC provides free consultations to demystify the tax code and illuminate lawful reductions for FPC members. In doing so, they walk in step with the FPC to equip taxpayers to participate ethically and strengthen our economic system.
By embracing STC’s specialized skills while anchoring its mission in American values, the FPC upholds its role as a beacon of opportunity. This unique alliance makes America stronger by optimizing prosperity while respecting civic duty.
VI. The Time Has Come for a Second Opinion
For too long, hard-working Americans have entrusted their financial futures to the guidance of incumbent tax preparers. Yet as our fiscal landscape grows increasingly complex, can we rest assured that our current advisors are truly optimizing our outcomes? Or are we leaving money on the table and overlooking hidden opportunities to unlock trapped value in our plans?
The time has come to get a second opinion and enlist the expertise of independent thinkers not beholden to conventional wisdom. The tax code holds obscure provisions and legal strategies that can generate substantial savings, but only for those willing to question assumptions and act. Fortune favors the bold.
This is why partnering with contrarian experts at Sky Tower Counsel may reveal tax minimization tactics you never knew existed. STC goes beyond simple preparation to engineer sophisticated solutions tailored to your unique objectives. Their team brings decades of experience challenging the status quo and advocating for taxpayers.
Now is the moment to engage an outside perspective before year-end tax planning. By reviewing your current financial picture with fresh eyes, STC can identify areas you may be overpaying and propose alternative structures to retain more of your hard-earned income. A quick consultation today may unveil savings that compound over your lifetime.
Consider this an opportunity to get a diagnosis of the full health of your tax strategy. STC will assess your circumstances, risk profile and growth objectives before designing surgical solutions to cure any inefficiencies. They can also provide a checklist of essential moves to lock in deductions for 2023.
While current advisors provide adequate basic preparation, STC delivers comprehensive guidance customized to your situation. They can educate you on breaks available for your profession while developing next-level techniques specific to your investments and assets. No deduction goes unclaimed with STC.
Now is the time to reach out for a free initial consultation, with no obligation, to evaluate your tax picture. Protecting your wealth begins by partnering with specialists who challenge the status quo. STC has the team, experience and drive to meet your tax needs, giving you an edge over adversaries whose complacency breeds mediocrity.
You can further expand your financial education and opportunities by engaging with the Financial Policy Council. Read their illuminating blogs, attend online and NYC events, and leverage the FPC’s guidance on fundraising, expansion, and launching a successful business. Together, the FPC and STC form a power team that can unlock your full potential.
But this window of opportunity will not remain open long. The tax code evolves each year, and current breaks may no longer be available in the future. Each day that passes without tapping into STC’s expertise represents potential savings left on the table. Seize control of your financial destiny.
Contact STC today at dallas@skytowercounsel.com to schedule a free initial evaluation. Now is the moment to get a second opinion on your taxes, investments, estate plan and corporate structure. STC will leave no stone unturned in the quest to ensure you maximize wealth and retain what you earn.
This exploration of the overhyped 1031 exchange reveals how investors can miss substantial opportunities by relying on outdated conventions. While once a powerful tool, limitations have emerged making 1031 exchanges less advantageous in today’s environment. But by partnering with forward-thinking groups like the FPC and STC, citizens can employ modern strategies that fully optimize their outcomes.
As stalwart defenders of the cherished American values of liberty and prosperity, the FPC and STC offer a roadmap for keeping more of your hard-earned income without compromising principles. Their devotion to equipping citizens with specialized knowledge delivers fairness for all. By remedying
information asymmetry, average Americans gain access to sophisticated, ethical tax reduction techniques historically reserved only for the ultra-wealthy.
Yet their guidance looks beyond mere tax savings by asserting the importance of civic participation through balanced tax contributions. Your annual liability is not only a personal obligation but a way to help strengthen the fiscal foundation of our shared society. By honoring this duty, we propel opportunities for current and future generations.
The FPC and STC uphold this balanced approach, arming citizens with expanded education so they can maximize outcomes legally and morally. Their collective mission does not dwell in Loopholes but rather revelation and empowerment. By pulling back the curtain on overlooked provisions within the tax code, investors can align strategy with their principles.
This stands in stark contrast to those who manipulate the system through opaque shell games. The FPC and STC shine a light to help hard-working Americans realize the full benefits they qualify for. However, they firmly reject techniques designed to shirk one’s share. For them, the measure of success is living your values through ethical action.
In that spirit, they furnish investors with the complete picture needed to chart one’s financial course and contribute to our system’s integrity. By delivering holistic guidance and revealing what hidden opportunities investors have been missing, the FPC and STC provide a roadmap to prosperity with purpose.
Yet they recognize that fulfilling one’s potential requires lifelong learning. No single blog post or consultation can capture the full depth of evolving tax strategies. Therefore, they encourage citizens to continually expand their education through ongoing engagement.
By reading the FPC’s illuminating blogs, attending their NYC and virtual events, and scheduling consultations with STC, investors can stay on the cutting edge. Great journeys require fellowship, which is why the FPC has coalesced the best minds across industries to provide perspectives no single advisor can match.
This fellowship extends to you, and the FPC and STC welcome you to learn alongside them. They are your partners along the never-ending path of improving your financial position ethically and enriching our society.
While the road ahead will not always be smooth, by relying on their specialized expertise and ethical foundation, you can navigate uncertainty with conviction. They will uncover the openings and innovations needed to advance your interests while respecting American ideals of industry, self-reliance, and collective responsibility.
The future remains unwritten, but the principled solutions the FPC and STC provide can guide the way forward. By embracing their knowledge and perspectives, you take the next step on your journey to prosperity. Progress requires bold moves – like evolving beyond the overhyped 1031 exchange – but Americans have never shied from courageous action. If we join together, the horizon shines bright.
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#TaxPlanning #CapitalGainsTax #TaxDeferral #TaxSavings #TaxTips #FinancialLiteracy #HighNetWorth #CreativeTaxStrategies #TaxMinimization #TaxMitigation #CharitableTrusts
Sources:
[1] History of 1031 Exchange of the IRS | FGG 1031 and Internal Revenue Code (IRC) Section 1031 Starker Exchange (realized1031.com).
[2] What is a 1031 Exchange? | The Source Weekly – Bend, Oregon (bendsource.com) and https://www.bendsource.com/culture/what-is-a-1031-exchange-17103988
[4] https://atlas1031.com/exchange-types/reverse-1031-exchange/
[5] https://www.doorloop.com/blog/1031-exchange-rules
[6] https://www.investopedia.com/financial-edge/0110/10-things-to-know-about-1031- exchanges.aspx
[7] https://www.expert1031.com/articles/2015/07/15/role-debt-1031-exchange
[8] Guide to Advanced 1031 Exchange Strategies | 1031X
[11] https://www.semrush.com/blog/competitive-landscape/
[13] https://www.tfsproperties.com/the-advantages-and-disadvantages-of-a-1031-exchange/ [18] Bloomberg BNA. (2020). Integration With Estate Planning Strategies. Estates, Gifts, and Trusts Portfolios, 45(23).
[14] Beckmann, R.J. (2019). Reframing the Serial Exchange Discussion. Tax Planning Review, 3(1), 3-10.
[15] https://www.apiexchange.com/media/20210622.pdf and; https://www.apiexchange.com/media/20210622.pdf
[16] https://www.doorloop.com/blog/1031-exchange-rules
[17] https://timberlandpartnersinvestments.com/benefits-and-limitations-of-the-1031-exchange/
[19] https://www.investopedia.com/terms/c/charitableremaindertrust.asp
[20] https://www.aefonline.org/blog/innovations-giving-using-real-estate-charitable-trusts-together
[21] https://www.nolo.com/legal-encyclopedia/charitable-trust-tax-deduction-break-29702.html
[22] https://pointacquisitions.com/commercial-real-estate/insights/1031-exchange/types/installment-sale/
[23] https://www.thebalancemoney.com/how-to-do-1031-exchanges-1798717
[24] https://smartasset.com/investing/reverse-1031-exchange
[25] https://due.com/terms/upreit/
[26] https://ipwatchdog.com/2016/05/25/ip-offshoring-pros-cons-cost-savings/id=69402/
[27] https://www.re-transition.com/investing-delaware-statutory-trust/
[28] https://www.pwc.com/us/en/services/consulting/deals/library/up-c-structure.html
[29] https://frv.kpmg.us/reference-library/2018/up-c-structure.html
[30] https://www.nerdwallet.com/article/investing/401k-rollover-ira-guide
[31] https://www.irs.gov/publications/p537
[32] https://www.kbkg.com/ic-disc
[33] https://en.wikipedia.org/wiki/Charitable_trust
[34] https://www.bankrate.com/retirement/what-is-a-charitable-trust/
Disclaimer: This article discusses certain companies and their products or services as potential solutions. These mentions are for illustrative purposes only and should not be interpreted as endorsements or investment recommendations. All investment strategies carry inherent risks, and it is imperative that readers conduct their own independent research and seek advice from qualified investment professionals tailored to their specific financial circumstances before making any investment decisions.
The content provided here does not constitute personalized investment advice. Decisions to invest or engage with any securities or financial products mentioned in this article should only be made after consulting with a qualified financial advisor, considering your investment objectives and risk tolerance. The author assumes no responsibility for any financial losses or other consequences resulting directly or indirectly from the use of the content of this article.
As with any financial decision, thorough investigation and caution are advised before making investment decisions.
Disclaimer: This article discusses certain companies and their products or services as potential solutions. These mentions are for illustrative purposes only and should not be interpreted as endorsements or investment recommendations. All investment strategies carry inherent risks, and it is imperative that readers conduct their own independent research and seek advice from qualified investment professionals tailored to their specific financial circumstances before making any investment decisions.
The content provided here does not constitute personalized investment advice. Decisions to invest or engage with any securities or financial products mentioned in this article should only be made after consulting with a qualified financial advisor, considering your investment objectives and risk tolerance. The author assumes no responsibility for any financial losses or other consequences resulting directly or indirectly from the use of the content of this article.
As with any financial decision, thorough investigation and caution are advised before making investment decisions.
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Wildcatting in the Oil Industry vs. Shielding Wealth Out-of-the-Box Tax Strategies for Young Entrepreneurs May 17, 2023
The Future of Insurance: How Blockchain is Disrupting, Driving Innovation and Reshaping the Industry May 1, 2023
The Ripple Effect: Exploring the Consequences of the Recent Bank Failures on Venture Capital and Banking Operations April 6, 2023
U.S. Shale Oil Revolution & Future April 5, 2023
Leveraging Tax Strategies to Maximize ROI and Profitability in Commercial Real Estate April 4, 2023
Profiting from the NFT Revolution: A Comprehensive Guide to Investors March 30, 2023
Cyber Protection of US Critical Infrastructure March 23, 2023
What’s the Next Game Changer Ahead? March 15, 2023
From Crisis to Opportunity: Transforming America’s Economy for the 21st Century March 13, 2023
Step Up Your Game, Increase Your Profit and Knock it Out of the Ball Park March 2, 2023
Social Marxism, Entrepreneurialism and the Gen Z generation-The Clash of Perspectives February 22, 2023
Financial Independence and Wealth Generation Starts with Due Diligence February 16, 2023
What $1.8 Billion Aid Package to Ukraine Means for American Consumers January 30, 2023
The spread of Socialism and How to Counter It January 24, 2023
US Critical National Infrastructure: pitfalls and solutions in the utility and energy sectors January 17, 2023
What is REAL MONEY? January 13, 2023
When Are We Going to Ever Stop Falling for the Con Out There? January 3, 2023
Women and the Green August 10, 2022
Bucking the Status Quo August 9, 2022
Does the United States Still Have an Economy? July 30, 2022
Transformational Healthcare: Reversing the Effects of a Broken System and Ill Health May 4, 2022
Compliance – Not Technology – Crowns FinTech Champions March 25, 2022
Inflation and Government Financial Threats Will Fuel the Rise of Bitcoin March 18, 2022
Our Chaotic, Biased, Dishonest News Media — Threats, Mistakes and What to Do About It February 17, 2022
2022: Why Capitalism is the Only answer to freedom, prosperity and well-being. January 20, 2022
How to Form Good Money Habits in the New Normal October 10, 2021
Useful Tips on How to Increase Your Profits from Crypto Investment September 22, 2021
Is America Becoming the New Leader in Crypto Currency? July 22, 2021
A Time to Buy & A Time to Sell: Fearless Investing in Crypto June 24, 2021
Real Wealth Creation: Wealth for Generations to Come April 27, 2021
The Most Common Reason More People Aren’t Buying Crypto April 14, 2021
Reducing the Risk: Angel Investing March 30, 2021
Where Did We Go Wrong: Polarization of US Politics March 15, 2021
Lessons Learned from the 1929 Stock Market Crash March 1, 2021
It’s 2021…Why Are You Not a Capitalist? February 19, 2021
Why Do People Lose Money on Stocks? February 11, 2021
Facts About Hedge Funds That Will Blow Your Mind January 27, 2021
The Big 5 Breakdown January 19, 2021
2021: Where to Invest December 15, 2020
4 Tips To Become a Wealth Creation Warrior November 20, 2020
You Get What You Negotiate November 13, 2020
Capitalism: The Empowerment of the People November 9, 2020
Economic Agenda: Trump v/s Biden…. The choice is clear October 28, 2020
Capitalism: Misunderstood October 20, 2020
America the Beautiful October 5, 2020
Business is War October 1, 2020
Redrawing the American Economic Map September 28, 2020
Have the socialists set out to destroy your family? September 24, 2020
3 Financial Rules That You Can Never Break September 16, 2020
Will President Trump Reign Supreme in This Election? September 8, 2020
The Games Have Begun September 5, 2020
The Power of Capitalism – My Testimony August 28, 2020
Why would anyone in his right mind vote for a Socialist Democrat? August 24, 2020
Capitalism: Your Ticket to Freedom August 15, 2020
Check These 4 Things To Skyrocket Towards Your Goal August 6, 2020
Beware: This One Thing Can Cost You Your Freedom July 23, 2020
Colleges Tax-Exempt Status Needs to Be Re-Evaluated July 20, 2020
The Bigger Picture July 17, 2020
We are under spiritual attack. Are you prepared for war? July 10, 2020
Ripping Off the Band-Aid: Why Payment Protection Programs are Not Good in The Long Term July 1, 2020
Negative Conflict June 15, 2020
The Road to Tyranny February 12, 2020
Banks must find their Crypto courage November 6, 2019
Congress Must Pass the SAFE Banking Act October 28, 2019
Private Equity and Venture Finance in MENA: Back to the Future August 22, 2019
Venture Finance in the MENA Region: Challenges and Opportunities Ahead July 15, 2019
The U.S Must Win the 5G Race by Any Means Necessary July 5, 2019
The Unprecedented Wealth Creation Opportunity of the Cannabis Industry is just getting started June 3, 2019
How to Take Out the Trash: Weeding Out Bad Data & Keeping It Out May 13, 2019
Garbage In, Garbage Out: Why Bad Data is Worse Than No Data May 10, 2019
The US Desperately Needs of a Department of Cyber Security April 29, 2019
US Health Care and Health Tech Innovation April 1, 2019
Credit Reporting Reform: Individual Consumers Must Take Responsibility of Their Own Data March 5, 2019
American Exceptionalism vs. Socialism February 16, 2019
Blockchain: U.S Regulation and Governance. January 21, 2019
Nonbank Lenders: The New Risk in the U.S. Mortgage Industry December 10, 2018
Regulating Social Media – Yeah or Nay September 18, 2018
The Systemic FinTech Revolution September 5, 2018
What Does It Take to Be a BIG Disruptor? August 4, 2018
Crude Oil Price Cycle – The Stealthy Economy Killer June 12, 2018
Make Cannabis Great Again May 7, 2018
Emerging Markets Infrastructure Project Investment: Issues and Opportunities April 26, 2018
The Case for a Free World: Central Banks vs Cryptocurrencies March 5, 2018
Family office growth and governance January 31, 2018
Future of the VC Industry January 16, 2018
The Blueprint for Community Banks in a Digital World January 11, 2018
Bitcoin: Drawing the Line Between Investors and Gamblers December 12, 2017
Why Keep the Mortgage Interest Deduction Intact for Now November 24, 2017
The Looming Public Pension Fund Crisis October 23, 2017
U.S. Healthcare: The Most UnAmerican Industry October 10, 2017
Understanding and dealing with bubbles – a review of the state of the art September 27, 2017
RENEWABLE ENERGY: A COMPLEX SYMPHONY TO BE CONDUCTED, NOT REGULATED August 22, 2017
The FATCA Debacle Requires Repeal July 15, 2017
The Financial Power of Impact Investing June 2, 2017
Chinese Investments in U.S. Real Estate – Challenges, Opportunities and Policy Recommendations April 18, 2017
A Case For US Infrastructure April 4, 2017
Turning around the US Economy:- My Top Recommendations for President elect Trump December 12, 2016
To all those wide-eyed millennials looking for a break November 29, 2016
BREAKSIT June 24, 2016
The Symbiosis of Institutional Investors and Activist Hedge Funds May 16, 2016
Emerging Economies – Black Holes or Treasure Troves? April 24, 2016
Financial Impacts of Foreign Events March 31, 2016
Hedge Fund Performance and Regulation March 21, 2016
The World In a (Cracked) Nutshell: Things Happen February 24, 2016
Making a Difference in Our Short Lives February 16, 2016
Investors Can Boost Their Cybersecurity: Back to the Basics February 5, 2016
Key Financial Regulations To Monitor January 14, 2016
Success and Ego – Two sides of the same coin? November 22, 2015
When Will We Stop Blindly Pissing Away Money Down the R&D Rat Hole? November 11, 2015
The Activist Investor: A True Ally of Corporate Governance November 3, 2015
Is the Intellectual Elite Out of Touch with Reality? November 2, 2015
Harvard Business Review: Candid Arrogance or Just Plain Stupidity? October 23, 2015
Smart v/s Wealthy August 10, 2015
US Infrastructure Development: A Case for Public Private Partnerships June 13, 2015
Will Wall Street ever be fixed? May 26, 2015
Entrepreneurship: The Way To the Future? April 27, 2015
Financial Policy Best Practice Framework March 24, 2015
Why Financial Education? March 9, 2015
Central Banks: A Question of Governance February 5, 2015
My Personal Reflections on Davos 2015 February 2, 2015
Salvaging the US shale boom January 3, 2015
What Would Our Founding Fathers Think if They were Alive Today? November 23, 2014
Is Greed Good for the Goal of Improving Society? September 29, 2014
Monetizing your Knowledge – Convert Knowledge into Money September 8, 2014
Making the Capital Markets Smarter Some Food for Thought May 5, 2014
Coming out with “Out of the Box” Ideas for your Non-Profit January 29, 2014
Whatever happened to Integrity January 13, 2014
Building a Crisis Resilient Financial System December 16, 2013
Raising Money For Non-Profit Organization – Ziad K Abdelnour November 12, 2013
The Power to turn the US Economy – Financial Policy Council October 5, 2013
About the Power Brokers Shaping Our Global Capital Markets September 16, 2013
Are You Really The Entrepreneur You Claim To Be? September 2, 2013
My Thoughts Regarding Wealth Redistribution August 27, 2013
Winning Financial Support For Your Non Profit August 19, 2013
Will the Venture Capital Industry ever go back to its glory days? August 12, 2013
Discerning Fact from Fiction August 5, 2013
Living your Life as a True Activist? July 28, 2013
Wealth Takers v/s Wealth Creators Some food for thought July 9, 2013
Stop Procrastinating and Find a Reason to be Rich July 1, 2013
It is all about Money and the Media Stupid Wake up June 29, 2013
Why do we still listen Economists when Vast Majority Forecasting Wrong? June 24, 2013
Is this Capitalism? June 13, 2013
America Tear down the wall before it’s too late June 11, 2013
Investing Post Crisis June 5, 2013
Is this a Housing Scam or What Exactly? June 1, 2013
Why Wealth Bashing? – Financial Policy Council May 16, 2013
Wealth Creation Tips and Strategies April 9, 2012
Why don’t we let Banks Fail? November 13, 2011
On Tax Cuts for the Middle Class and the Wealthy August 20, 2011
7 Rock Solid Reasons Why Giant Banks Need to be broken up NOW August 15, 2011
What part did Hedge funds play in the crash of 2008? July 15, 2011
Have we learned anything from the Financial Crisis of 2007? June 3, 2011
How stupid does Wall Street think we all are? – Financial Policy Council June 3, 2011
The Seeds of our Destruction – An academic outlook May 2, 2011
Wreckonomics: America’s Fiscal Policy in Action April 15, 2011
The greatest threat facing the US today is…. April 2, 2011
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